Term Life Insurance
Pure life cover for a chosen term. The sum assured is paid if the life assured dies during the policy term.
- High cover for a defined period
- No maturity value in a pure term plan
- Premium depends on age, term, and health
Life insurance
Cover and savings contracts we place.
These are the life insurance plans on our list. Indicative starting premiums are about ₹920 to ₹950. A real quote uses your age, health, term, and the sum assured.
Whole Life Insurance
Life cover designed to stay in force for the whole of life, or up to a very high age, as per the policy.
- Long-duration protection
- Premium and benefits follow the chosen policy
- Useful for estate and family planning
Endowment Plan
A savings-oriented life policy that combines protection with a maturity benefit if you survive the term.
- Death benefit during the term
- Maturity benefit if you survive
- Returns are as per the policy, not a market promise
Money Back Policy
A life policy that pays a portion of the sum assured at set intervals, with the rest at maturity, subject to the contract.
- Survival payouts during the term
- Life cover continues as per the policy
- Payout schedule is fixed in the contract
ULIP Plan
A unit-linked insurance plan combines life cover with investment in funds chosen inside the policy.
- Insurance plus market-linked funds
- Charges and lock-in apply
- Fund value is not guaranteed
Child Education Plan
A life insurance plan structured around a child’s future education costs, with benefits defined in the policy.
- Goal is a future education corpus
- Life cover on the parent, as designed
- Payout timing follows the policy
Retirement Plan
A life insurance savings plan aimed at building a corpus you can use after retirement.
- Accumulation during working years
- Payout options depend on the insurer
- This is insurance, not a mutual fund
Benefits, exclusions, waiting periods, and charges are only those written in the insurer’s policy document. Please read that document before you pay a premium.