Plain language
We name the lock-in, the charges, and what is not guaranteed before you pay.
About us
A local desk for insurance and mutual funds.
BNI Services works with individuals and families who want a named person to explain a policy or a scheme, and then stay available after the form is signed.
What the practice covers
We distribute life insurance, general insurance, and mutual funds. Vishnu Chandel leads the practice as Director and Distributor. The head office is at Siddheshwar Hallmark on Ajwa Road in Vadodara. Franchises run in Ahmedabad, Surat, Silvassa, and Bharuch.
We describe ourselves as an IRDAI certified insurance agent and a SEBI certified mutual fund distributor, which is how the current practice is set up. Registration numbers are shared on request and on the documents you sign.
- Life insurance: term, whole life, endowment, money-back, ULIP, child, and retirement plans
- General insurance: two wheeler, private car, commercial vehicle, and health
- Loans: personal, business, and home
- Credit card: bill payment, and a new card application
- Mutual funds: SIP, lump sum, equity, debt, hybrid, ELSS, and selected HDFC and SBI schemes
- Servicing help for the applications we place
How we choose what to show you
We start with the amount you can set aside, the year you need the money, and how much fall in value you can accept. A term plan and an equity SIP solve different problems. We will say so.
Nothing on this site is a personal recommendation until we have spoken. Scheme documents and policy brochures stay the final word.
Book a conversationThe working standard
Documents first
You get the policy wording or the scheme information document, not only a verbal summary.
After the sale
Claims paperwork, SIP changes, and status updates are part of the same relationship.
Vadodara, then the franchises
Walk in at the Ajwa Road head office, or ask us to connect you with Ahmedabad, Surat, Silvassa, or Bharuch.